River Valley Bank Mortgage Rates

River Valley Bank has a variety of home loan products to match your needs and goals. Reach out to one of our local lenders, or call 1-800-842-2121, for more information on our mortgage products and rates.


Rates are effective as of: 12/18/18

Product Rate APR Payment
30-year Conventional 4.750% 4.833% $522
20-year Conventional
15-year Conventional 4.125% 4.267% $746
30-year Federal Housing Administration
4.375% 5.147% $508
30-year Veterans Administration 4.5% 4.695% $513
30-year USDA Rural Development 4.375% 4.896% $504
Rates listed above are on a base loan amount of $100,000.00 with loan-to-value of 80% and a FICO of 740. Payment examples are rounded to the nearest whole dollar. Payment examples do not include amounts for taxes or insurance premium. If applicable, the actual payment obligation will be greater. Annual Percentage Rates (APR) and interest rates may vary based on the terms of the loan selected, underwriting, credit history, down payment and debt-to-income ratio. All loans are subject to underwriting and credit approval. Rates are subject to change without notice.


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