Mortgages at River Valley Bank
HomePersonal BankingHome LoansHome Loan Information

Home Loan Information

Whether you're buying your first home, building the home of your dreams or purchasing a vacation property, we can help you find a loan program to suit your needs. Fill out the form below to be contacted by a River Valley Bank home loan expert, or scroll down to view loan details.

Fill out the form below to be contacted by a River Valley Bank home loan expert. Fields marked with an asterisk (*) are required.

Phone Number
Email Address*
Estimated Loan Amount*
Location/Area For Purchase*
Nearest River Valley Location  
Additional Comments

View below for details about each loan.

Fixed-Rate Mortgages

Your basic, traditional fixed-rate home loans offer predictability in rate and payments. These loans are good for people who plan on staying in their home for a long time or who don't want to worry about constant rate fluctuations.

Adjustable-Rate Mortgages

This type of home loan often starts with a lower introductory rate that adjust annually for the remaining loan period. These loans can be beneficial for people who are hoping to buy and sell their home in the near future.


The Wisconsin Housing and Economic Development Authority (WHEDA) was formed in 1972 to help people with moderate to low income get affordable financing for their first home. River Valley Bank works with WHEDA to offer different varieties of home loans. (Available only to Wisconsin residents.)

USDA Guaranteed Rural Housing

The United States Department of Agriculture's (USDA) Guaranteed Rural Housing Program's mission is to help low- to moderate-income rural homebuyers achieve their dream of homeownership with loans, loan guarantees and grants. As an approved lender, we offer the Guaranteed Rural Housing Program for eligible homebuyers.

Veterans Administration Loans

Are you a veteran or currently active in the military? River Valley Bank is an approved Veteran’s Administration lender offering mortgage financing for military service veterans, current active military service personnel and surviving spouses.

Federal Housing Administration

The Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934. River Valley Bank works with the FHA to help you get a better deal on your loan. River Valley Bank is an approved FHA direct lender that offers several FHA mortgage programs that may be perfect for you.

Construction Loans

Building a home? We can help with our construction loans.

HELOC (Home Equity Line of Credit)

A revolving line of credit that can be used for home improvements, debt consolidation and education loans.