Certificates of Deposit

Take Advantage of the Earnings Power of Time.

Our certificate of deposits (CDs) help you grow your money with fixed interest rates.  A variety of CD terms are available and a comparable interest rate is offered according to the term you choose.  Let competitive rates do the savings for you by opening a CD today!
Certificates of deposits are great nest eggs featuring a low risk investment with a fixed deposit."

Benefits of River Valley's Certificates of Deposits  (CDs):

  • Higher fixed interest rate
  • A variety of terms available
  • Automatic Renewal
  • Multiple interest payment options available
  • Interest begins to accrue on the business day you deposit non-cash items (for example, a check).   

Put time on your side.
Calculate your CD savings scenarios here!



*Features on an account may vary due to different requirements of an account. Visit a branch near you for details on a specific account or contact us.
Annual Percentage Yield (APY) is accurate as of August 30, 2018. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Federal Regulation D limits the number of certain withdrawals and transfers on savings and money market accounts to a total of six per statement cycle. This includes transfers to another account or to a third party made via a preauthorized, automatic, telephone, check, point-of-sale (POS) card purchase, online, mobile or similar order. Transfers and withdrawals made in excess of this limit will result in a $10 excess item service charge per transaction and may subject your account to changes or closure. Withdrawals and transfers made in person at any River Valley branch or ATM are not subject to this limit.