Private Banking
Premium
services for
Our Premier
members
At River Valley Bank Private Banking provides an exclusive, one-on-one relationship for affluent clients. As a Private Banking client, you will receive our most personal level of service. Your Private Banker knows the full range of banking solutions available to meet your complex financial needs and will work with you to make sure those needs are met.
Your Private Banker will:
- Get to know you, your situation, and needs.
- Facilitate whatever you require in your day-to-day banking services.
- Be your liaison with all areas of the bank, streamlining your access to services – from credit applications to banking online.
- Arrange meetings to fit your schedule – whether that is at your office or home or our office, your Private Banker will meet you where it is most convenient for you. If a phone call or email is all you have time for, most times that is enough for your Private Banker to put your request in motion.
- Answer your questions promptly. We respect the value of your time.
- Respect your confidentiality – Privacy and confidentiality are of the utmost importance at River Valley Bank. You can trust in the security of any information you provide us.
Flexible and Convenient Deposit Services
As a Private Banking client of River Valley Bank you are offered a special level of deposit products and services all designed to effectively meet your unique deposit needs. Take advantage of the security of FDIC insured products while accessing your money as you need.
Deposit Services
- Private Banking checking account – enjoy checking account convenience while earning interest at a premier rate
- Free debit card
- Free checks
- Preferred Certificate of Deposit rates
- Free safe deposit box
- No-fee travelers checks, money orders, or cashiers checks
- No domestic wire fee
- Free Internet banking
- Free online bill pay
- Free 24-hour telephone banking
- Sterling Money Market account – a premium FDIC-insured money market account offering a tiered rate of interest. With a minimum balance of $50,000, the Sterling Money Market offers the following rates:
- Balance $50,000 - $150,000
Floats with River Valley Banks three- month CD rate - Balance Over $150,000
Floats with River Valley Bank’s six month CD rate
- Balance $50,000 - $150,000
Traditional and Customized Credit Services
We understand the role of credit in the success of your overall financial plan and provide alternatives that can help you achieve your immediate needs, plan for your future, or take advantage of an investment opportunity. We understand the complexities of self employment, multiple income sources, and unique financial circumstances. We offer a variety of credit services, including:
Credit Services*
- Unsecured lines of credit with no annual fee
- Preferred rates on new consumer loans with an auto payment from your River Valley Bank account
- No-annual fee River Valley Visa Gold credit card
Mortgage*
- Discount on new mortgage closing costs
- Mortgage loans (fixed and variable)
- Jumbo mortgage and condominium loans
- Construction loans
- Vacant land and bridge loans
- Home Equity Line of Credit at prime floating
*Subject to credit approval
