Home Loans - River Valley Bank

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Home Loans

Home Loans

Apply for a Home Loan now!

Loan needs vary and at River Valley Bank we have lending solutions.

Home Mortgage Loans

Fixed rate mortgages (variety of terms available).
Adjustable rate mortgages - ARMs (variety of terms available).
Balloon note mortgages.
Non-conventional mortgages for credit impaired customers.

Home Equity Lines of Credit

Enjoy the flexibility of a revolving line of credit that you use when you need it.
Interest only or principal and interest payments available.
No penalties or fees for prepayment.
Apply once and use funds as you need them.
No points.
Higher ratios make it easier to qualify.
Automatic payment option – have your payment automatically made monthly from your River Valley Bank checking or savings account.
Reviewed for renewal every five years – Balloon payment required at maturity if loan is not renewed.

Apply for a Home Equity Card now!

FDIC's Electronic Deposit Insurance Estimator (EDIE) lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.

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