Home Loans

Home Loans

Apply for a Home Loan now!

Loan needs vary and at River Valley Bank we have lending solutions.

Home Mortgage Loans

  • Fixed rate mortgages (variety of terms available).
  • Adjustable rate mortgages - ARMs (variety of terms available).
  • Balloon note mortgages.

Home Equity Lines of Credit

  • Enjoy the flexibility of a revolving line of credit that you use when you need it.
  • Interest only or principal and interest payments available.
  • No penalties or fees for prepayment.
  • Apply once and use funds as you need them.
  • No points.
  • Higher ratios make it easier to qualify.
  • Automatic payment option – have your payment automatically made monthly from your River Valley Bank checking or savings account.
  • Reviewed for renewal every five years – Balloon payment required at maturity if loan is not renewed.