Loan needs vary and at River Valley Bank we have lending solutions.
Home Mortgage Loans
- Fixed rate mortgages (variety of terms available).
- Adjustable rate mortgages - ARMs (variety of terms available).
- Balloon note mortgages.
- Non-conventional mortgages for credit impaired customers.
Home Equity Lines of Credit
- Enjoy the flexibility of a revolving line of credit that you use when you need it.
- Interest only or principal and interest payments available.
- No penalties or fees for prepayment.
- Apply once and use funds as you need them.
- No points.
- Higher ratios make it easier to qualify.
- Automatic payment option – have your payment automatically made monthly from your River Valley Bank checking or savings account.
- Reviewed for renewal every five years – Balloon payment required at maturity if loan is not renewed.