Additional Service Solutions

Additional Service Solutions


Save money and eliminate the added costs and hassles of ordinary paper checks by issuing payroll and company initiated payments to your employee’s PayCard. Your employees will save an average of $10 a month in banking fees, and PayCards can be used to make purchases or pay bills anywhere PIN based or signature debit is accepted, just like a check card or credit card. PayCard is a great way to offer a meaningful benefit to your employees, whether they are “un-banked” or traditionally banked!

Remote Deposit

We bring the bank to your business. Just use your computer and desktop scanner to make an image of your checks and then send them to us via high-speed internet connection. It’s fast, easy, and secure to make deposits without trips to the bank, saving you valuable time and money. Remote deposit enables you to manage your cash flow and returned transactions more effectively and is equipped with advanced security features.

Positive Pay

Positive Pay is a service whereby the business customer can upload checking information (account number, amount, check number, etc) directly to River Valley Bank. Checks with matching criteria are automatically posted. Exceptions to the criteria provided will be verified and worked separately.

Merchant Services

For our business customers who accept or want to accept credit cards as a form of payment, River Valley Bank will coordinate a meeting with a TSYS Merchant Solutions (TMS) representative.

Wires and ACH Processing

River Valley Bank has capabilities to process all of your domestic and international wiring needs. Our Automated Clearing House (ACH) program is located online through online banking. In our ACH module, your business is able to process ACH deposits and debits, such as payroll.