Business Checking
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Business Checking Accounts

When you’re running a business, you need ready access to your money. River Valley Bank offers several different business checking accounts, tailored to meet your unique needs.
 

River Valley Bank business checking account features:


Click on an account for details.

 

Basic Business Checking
A straightforward business account with low minimum balance requirements designed for the business with low to moderate transaction levels.

  • $25 minimum opening deposit
  • No $5 monthly maintenance fee if daily ledger balance is $500 or more
  • 150 free transactions per month

Business Checking
Get more free transactions and more features with our business checking account.

  • $25 minimum opening deposit
  • No $8 monthly maintenance fee if daily ledger balance is $2,000 or more
  • 250 free transactions per month

Ultimate Business Checking
When business is good, you need a checking account that can keep up with your cash flow. Ultimate business checking offers you more free transactions and access to lots of features.

  • $25 minimum opening deposit
  • No $12 monthly maintenance fee if daily ledger balance is $10,000 or more
  • 500 free transactions per month

Commercial Checking
Our commercial accounts are designed for businesses with high transactions levels and account balances.

  • $25 minimum opening deposit
  • Earnings credit can offset $12 monthly service fee*
  • Detailed monthly account analysis statement
  • Add more value with business solution and cash management services.

Nonprofit/Sole Proprietor Checking
Designed for nonprofit organizations and sole-proprietor business with low monthly account activity.

  • $25 minimum opening deposit
  • Earn interest starting at average collected balance of $750 per statement cycle
  • No $8 monthly maintenance fee if monthly average collected balance is $750 or more
  • 100 free debit transactions per month


  *Monthly fees can be reduced by an earnings credit based on the funds in your account. Charges for additional account related services or for miscellaneous lobby services cannot be offset by the earnings credit. If your total account activity charges are less than your earnings credit, there will be no service charge for the month. If they are greater, the difference will be charged to your account. This charge will appear on your monthly bank statement. At the bank's discretion, Regular Commercial Checking Accounts may be placed on service charge analysis.


Additional account-related and cash management fees also may apply. Fees are subject to change without notice.