Personal Savings
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Personal Savings Accounts

Save money for your future, a vacation, or an important life event - and earn interest on the balance - with a River Valley Savings account. We offer variety of accounts to help your savings grow, from our basic savings accounts to our Christmas Clubs. Our personal bankers can help you open a savings account that meets your financial goals.
 

River Valley savings account features:

 
Click on account for details.  
 

Statement Savings
A basic savings account, with a variable competitive rate of interest that is compounded and paid every statement cycle.

  • $25 minimum opening deposit
  • No $5 monthly maintenance fee if account balance never falls below minimum balance of $200
  • Variable interest rate

Kids Savings Club
Teach your kids to save with our Kids Saving Club account. For every $5 they deposit they receive a punch on their savings club card. Once they fill their punch card they will receive a prize along with a new card to start again.

  • $25 minimum opening deposit
  • Variable interest rate
  • Free piggy bank

Advantage Savings Plus Lifestyles
Lifestyles Club is a program for people who have $5,000 or more on deposit with River Valley Bank. Save money on banking services including safe deposit boxes and take advantage of special Lifestyles club activities.

  • $25 minimum opening deposit
  • No $5 monthly maintenance fee if average account balance is $200 or more
  • Variable interest rate

Christmas Club
Start making deposits today to save for the holiday season.

We'll send you a check at maturity (October) for the balance of the account plus the earned interest, just in time for holiday shopping.
 
  • $25 minimum opening deposit
  • No $5 maintenance fee if balance is more than $25 at maturity
  • Fixed interest rate

 
*Benefits may vary with different account requirements.