Personal Savings
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Personal Savings Accounts

Save money for your future, a vacation, or an important life event - and earn interest on the balance - with a River Valley Savings account. We offer variety of accounts to help your savings grow, from our basic savings accounts to our Christmas Clubs. Our personal bankers can help you open a savings account that meets your financial goals.
 

River Valley savings account features:

 
Click on account for details.  
 

Statement Savings
A basic savings account, with a variable competitive rate of interest that is compounded and paid every statement cycle.

  • $25 minimum opening deposit
  • No $5 monthly maintenance fee if account balance never falls below minimum balance of $200
  • Variable interest rate

Kids Savings Club
Teach your kids to save with our Kids Saving Club account. For every $5 they deposit they receive a punch on their savings club card. Once they fill their punch card they will receive a prize along with a new card to start again.

  • $25 minimum opening deposit
  • Variable interest rate
  • Free piggy bank

Advantage Savings Plus Lifestyles
Lifestyles Club is a program for people who have $5,000 or more on deposit with River Valley Bank. Save money on banking services including safe deposit boxes and take advantage of special Lifestyles club activities.

  • $25 minimum opening deposit
  • No $5 monthly maintenance fee if account balance never falls below minimum balance of $200
  • Variable interest rate

Christmas Club
Start making deposits today to save for the holiday season.

We'll send you a check at maturity (October) for the balance of the account plus the earned interest, just in time for holiday shopping.
 
  • $25 minimum opening deposit
  • No $5 maintenance fee if balance is more than $25 at maturity
  • Fixed interest rate

 
*Benefits may vary with different account requirements.

Federal Regulation D limits the number of certain withdrawals and transfers on savings and money market accounts to a total of six per monthly cycle. This includes transfers to another account or to a third party made via a preauthorized, automatic, telephone, check, point-of-sale (POS) card purchase, online, mobile or similar order. Transfers and withdrawals made in excess of this limit will result in a $10 excess item service charge per transaction and may subject your account to changes or closure. Withdrawals and transfers made in person at any River Valley branch or ATM are not subject to this limit.