Personal Savings
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Personal Savings Accounts

Save money for your future, a vacation, or an important life event - and earn interest on the balance - with a River Valley Savings account. We offer variety of accounts to help your savings grow, from our basic savings accounts to our Christmas Clubs. Our personal bankers can help you open a savings account that meets your financial goals.

River Valley savings account features:

Click on account for details.  

RV Savings
Our basic savings account with tiered interest

  • Competitive interest rates
  • $200 minimum opening deposit
  • $200 minimum average ledger balance to avoid maintenance fee and earn interest
  • $5 monthly maintenance fee

RV Savings Youth
The perfect savings account for the kids in your life, featuring a low minimum balance, tiered interest and custodial access.

  • Competitive interest rates
  • $25 minimum opening deposit
  • $25 minimum average ledger balance to earn interest
  • No monthly maintenance fee

Christmas Club
Start making deposits today to save for the holiday season.

We'll deposit your funds into your checking or savings account at maturity (October) for the balance of the account plus the earned interest, just in time for holiday shopping.
  • $25 minimum opening deposit
  • No $5 maintenance fee if balance is more than $25 at maturity
  • Fixed interest rate

*Benefits may vary with different account requirements.

Federal Regulation D limits the number of certain withdrawals and transfers on savings and money market accounts to a total of six per monthly cycle. This includes transfers to another account or to a third party made via a preauthorized, automatic, telephone, check, point-of-sale (POS) card purchase, online, mobile or similar order. Transfers and withdrawals made in excess of this limit will result in a $10 excess item service charge per transaction and may subject your account to changes or closure. Withdrawals and transfers made in person at any River Valley branch or ATM are not subject to this limit.