Personal Checking
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Personal Checking Accounts

Take control of your everyday finances with an easy-to-use and conveniently accessible checking account. Our personal checking accounts help you simplify making purchases, depositing money, paying bills, transferring funds and more.

Experience the benefits of a financial relationship with River Valley’s personal checking account options that meet your needs and fit your lifestyle.
 

River Valley checking account features:


Click on an account for details.

 

RV Checking
A straightforward account with low minimum balance requirements.

  • $100 minimum opening deposit
  • Unlimited check writing
  • No $5 monthly maintenance fee if statement cycle average ledger balance never falls below $300 OR fee will be refunded if 20 or more qualified check card transactions process through the account during statement cycle.

RV Premier Checking
A traditional checking account that includes premium tiered interest.

  • Tiered interest
  • $100 minimum opening deposit
  • Unlimited check writing 
  • No $5 monthly maintenance fee if statement cycle average ledger balance never falls below $1,000 OR fee will be refunded if you maintain $10,000 or more in total personal deposits each month OR have an active personal first lien mortgage with River Valley.

Advantage Checking Plus Lifestyles
Lifestyles Club is a program for people who have $5,000 or more on deposit with River Valley Bank. Save money on banking services, including safe deposit boxes, and take advantage of special Lifestyles club activities.

  • Competitive interest rates
  • $25 minimum opening deposit
  • No monthly maintenance fee
  • One free box of checks per year
  • Unlimited check writing

Advantage Checking Plus for Students
An option for students ages 16 to 25. This account makes managing and saving your money easy.

  • Competitive interest rates
  • $25 minimum opening deposit
  • No monthly maintenance fee
  • Unlimited check writing

Checking Plus Private Banking
Private Banking offers convenience, flexibility and extra power to strengthen your bottom line with a locally-based personal relationship manager and access to comprehensive resources to help you find solutions to meet your financial objective.

  • Tiered interest
  • $2,500 minimum opening deposit
  • No monthly maintenance fee
  • Unlimited check writing 
  • Free checks

*Features on an account may vary due to different requirements of an account. Visit a River Valley Bank branch near you for details on a specific account or contact us.