Personal Checking
HomePersonal BankingPersonal Checking Accounts

Personal Checking Accounts

Due to a processing error, some customers who normally receive e-statements will receive a paper statement in February and not their regular e-statement. This error affects some personal checking and money market accounts. If you are enrolled in e-statements and instead receive a paper statement for February, we will refund the paper statement fee charged to your account by your next statement. We apologize for any inconvenience. If you have any questions, please call our customer support center at 888-842-0221. 

Take control of your everyday finances with an easy-to-use and conveniently accessible checking account. Our personal checking accounts help you simplify making purchases, depositing money, paying bills, transferring funds and more.

Experience the benefits of a financial relationship with River Valley’s personal checking account options that meet your needs and fit your lifestyle.

River Valley checking account features:


Click on an account for details.

 

RV Checking
A straightforward account with low minimum balance requirements.

  • $100 minimum opening deposit
  • Unlimited check writing
  • No $5 monthly maintenance fee if statement cycle average ledger balance never falls below $300 OR fee will be refunded if 20 or more qualified check card transactions process through the account during statement cycle.

RV Premier Checking
A traditional checking account that includes premium tiered interest.

  • Tiered interest
  • $100 minimum opening deposit
  • Unlimited check writing 
  • No $5 monthly maintenance fee if statement cycle average ledger balance never falls below $1,000 OR fee will be refunded if you maintain $10,000 or more in total personal deposits each month OR have an active personal first lien mortgage with River Valley.

Advantage Checking Plus Lifestyles
Lifestyles Club is a program for people who have $5,000 or more on deposit with River Valley Bank. Save money on banking services, including safe deposit boxes, and take advantage of special Lifestyles club activities.

  • Competitive interest rates
  • $25 minimum opening deposit
  • No monthly maintenance fee
  • One free box of checks per year
  • Unlimited check writing

Advantage Checking Plus for Students
An option for students ages 16 to 25. This account makes managing and saving your money easy.

  • Competitive interest rates
  • $25 minimum opening deposit
  • No monthly maintenance fee
  • Unlimited check writing

Checking Plus Private Banking
Private Banking offers convenience, flexibility and extra power to strengthen your bottom line with a locally-based personal relationship manager and access to comprehensive resources to help you find solutions to meet your financial objective.

  • Tiered interest
  • $2,500 minimum opening deposit
  • No monthly maintenance fee
  • Unlimited check writing 
  • Free checks

*Features on an account may vary due to different requirements of an account. Visit a River Valley Bank branch near you for details on a specific account or contact us.