Welcome to River Valley Bank

Special Offer Disclosures

CD Offer Disclosure:

Rates effective as of 5/8/08. Penalty may be imposed for early withdrawal. The 13 month CD will automatically revert to 12 month rate at maturity. The 17 month CD will automatically revert to 18 month rate at maturity. The 21 month CD will automatically revert to 18 month rate at maturity. Offer good through 6/30/08.

Checking Offer Disclosure:

Must open up the RVB checking account with direct deposit and either a check card, Health Savings Account, or sign up for e-Statements to get the 500 Rewards points bonus. Must open up the RVB checking account with direct deposit and two of the following; check card, Health Savings Account, or sign up for e-Statements; to get the 750 Rewards points bonus. Bonus will be given 30 days after account opening. Offer good through 6/30/08. $25 minimum balance needed to open account. .25% Annual Percentage Yield.